An Ethical Organisation

Healthy Investment seeks not only to be ethical in the investment decisions it makes but also in all aspects of its business.

 

This includes:

  • Treating members fairly, with respect and courtesy at all times
  • Maintaining the highest standards of corporate governance
  • Making sure claims, withdrawals and surrenders are processed immediately
  • Being fair to employees and promoting equality
  • Attempting to reduce our environmental impact through effective use of resources and recycling
  • Ensuring suppliers and intermediaries are paid promptly
  • Using fairly traded products whenever possible

 

 

With-profits investments

Our With-profits Fund never invests directly in companies involved in the alcohol, arms or tobacco industries and gambling and pornography providers.

 

Since our formation in 1835, ethical investments have been at the heart of the Society.

 

It's just as important to us now as it was over 175 years ago.

Child Trust Funds

Our ethical Child Trust Fund never invests directly in companies involved in the alcohol, arms or tobacco industries and gambling and pornography providers. You wouldn’t give these items to your children so why invest their money in companies that make them. 

 

The government sets strict rules for stakeholder Child Trust Funds and we therefore use Legal and General's All Share Tracker to ensure a wide spread of equities and low charges.

Shareholder engagement

We monitor carefully how the fund managers, Investec, use their votes at the Annual General Meeting of companies in whom we have invested. We encourage them to vote against all issues of poor governance, over compensation and environmental waste.

 

Investec are an internationally acclaimed fund management and investment house. You can find out more about them and their ethics and values here.