An alternative to unit linked investments

If you have experienced huge swings in the value of your stocks and shares ISA over recent years then you might want to consider a Healthy Investment With profits ISA as an alternative.

It provides exposure to a mix of investments including stocks and shares, government and corporate bonds, property and cash, whilst smoothing the returns you receive.

It may have more potential for better returns than cash ISAs, as some investors are receiving very poor interest rates.

Transfer from another provider

Transferring a stocks and shares ISA or a cash ISA from another provider to Healthy Investment is simple. You should read carefully the Key Features and Terms and Conditions of our Single Premium ISA. You can request a personal illustration or apply online, it's just a simple application form which includes the transfer request.  

Balances transferred into a Healthy Investment ISA from previous tax years do not affect the current years ISA allowance.

Additional tax free investments

The minimum initial investment in a Healthy Investment Single Premium ISA is just £500. This makes it a real alternative to Bank or Building Society accounts if you are looking for a longer term investment with a little more risk and potentially a better return.

If you are looking to invest on a regular basis in a Healthy Investment ISA you can contribute from just £25 per month.

As long as you do exceed the government's annual limit you can invest via a combination of lump sums and regular monthly savings.

A guaranteed return

Healthy Investment guarantees, no matter what has happened to the stock market or the value of investments, that you will receive back your initial investment plus all of the bonuses that have been added to the investment, less any withdrawals of course, if the investment is cashed in on its 10^th anniversary or any subsequent 5^th anniversary.

We know that these guarantees are important. The level of bonus can change every year and is not guaranteed.