Investment Bonds
Invest for the future
It provides exposure to stocks and shares, government and corporate bonds, property, and cash deposits, whilst smoothing the investment return you receive.
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A bond for everyoneYou can invest in the bond up to the age of 80. Money can also be invested for children, either in their own name or in joint names with a parent or grandparent.
Investments for those over 80 can be made in joint names. |
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An affordable investment
The bond includes important capital and bonus guarantees.
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Enhanced allocationIf you organise your bond directly with Healthy Investment and you have not received financial advice we will automatically enhance the initial amount invested, for all investments over £5000.
For example if you invest over £5000 the initial investment is increased by 1%, over £10,000 by 2% and over £25,000 by 3%. |
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Regular bonusesThe investment grows through the regular bonuses that are added every year. You start to earn bonus from the day that the investment is made.
When the bond is cashed in or a withdrawal made you may also receive a final bonus to further increase the amount you receive.
The level of bonus can change every year and is not guaranteed, it depends on investment performance and other factors.
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Guaranteed returnThe Healthy Investment With-profits Bond includes important capital and bonus guarantees.
On the 10th anniversary and every subsequent 5th anniversary you can withdraw your initial investment plus all the bonuses that have been added, less any withdrawals of course, without any penalties or market value reductions being applied.
We know that members really value these guarantees. |
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An ethical investmentHealthy Investment is an ethical provider of ethical savings and investment products. We do not knowingly invest directly in companies in the alcohol, tobacco and arms industries.
As a mutual organisation we are owned by, and run for the sole benefit of, our members. There are no shareholders to take any of the profit that your investment generates. |
An income from your bondThe Healthy Investment Bond is a medium to long term investment and withdrawals made in the first 4 years will be subject to early surrender penalties.
However if you want a regular income from your investment, you can always withdraw up to 5% of the initial investment per year without any penalties or immediate tax consequences. |
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If you want to invest for the future the Healthy Investment With-profits Investment Bond could give you the return and security you are looking for. 
With a minimum investment of just £500 the bond is an alternative to the disappointing interest rates available from Bank and Building Society accounts for people looking for a longer term investment, with a little more risk, but with the potential for improved returns.