Invest for the future

If you want to invest for the future the Healthy Investment With profits Bond could give you the return and security you are looking for.

A bond for everyone

You can invest in the bond up to the age of 80. Money can also be invested for children, either in their own name or in joint names with a parent or grandparent.

Investments for those over 80 can be made in joint names.

An affordable investment

The minimum investment in the Healthy Investment Bond is just £500. This makes it a real alternative to Bank or Building Society accounts if you are looking for a longer term investment.

The maximum investment is £250,000.

Enhanced allocation

If you invest £5000 or over, of money not previously invested with the Society, we will automatically enhance the initial investment by adding to the amount invested. For example if you invest over £5,000 the initial investment is increased by 1%, over £10,000 by 2% and over £25,000 by 3%.

Regular bonuses

The investment grows through the regular bonuses that are added every year. You start to earn bonus from the day that the investment is made.

When the bond is cashed in you may also receive a final terminal bonus to further increase the amount you receive.

The level of bonus can change each year and is not guaranteed.

Guaranteed return

The Healthy Investment With profits Bond includes an important capital and bonus guarantee.

On the 10^th anniversary and every subsequent 5^th anniversary you can withdraw your initial investment plus all the bonuses that have been added to the policy, less any withdrawals, without any penalties or market value reductions being applied.

We know that members really value these guarantees.