Standard Savings Plan
Invest now for the future
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A modest investmentInvesting in a Healthy Investment Standard Savings Plan starts from just £10 per month. Our childrens plans start from just £5 per month. An affordable amount every month can build into a really useful cash sum.
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A tax efficient qualifying policyAs an Inland Revenue approved qualifying policy the proceeds on maturity are paid to you free of income tax and capital gains tax. With the higher rate of tax increasing these types of policies are become more popular as a way of minimising your tax liability.
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Regular saving
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Guaranteed return
Regular bonuses are declared every year and added to the value of the policy. Once a regular bonus has been added it can never be taken away. The level of regular bonus is not guaranteed and can change every year. A final terminal bonus may also be added to further increase the amount you receive. |
Life cover includedOur Standard Savings Plan includes life cover, which means that your estate will receive the guaranteed sum assured, plus bonuses, if you die during the term of the plan and all contributions are paid up to date.
Life cover may be subject to medical underwriting if your total monthly contributions exceed £25 per month. |
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A term to suitYou choose, at the start of the plan, how long you want to save for. It can be anything from 10 years up to 25 years, you decide.
You could plan for it to mature to coincide with a special birthday or anniversary. Maybe you are planning a special trip or simply want to help your children or grandchildren get a good start in life.
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A traditional investment for everyoneWe know that endowment savings plans are really popular with lots of people. Maybe you remember similar savings schemes from childhood and remember enjoying the benefits of the cash sum when the policy matured.
The money you invest is invested in Healthy Investment's With profits Fund. You can find out more about our fund, its performance and asset allocation. More... |
Our Standard Savings Plans are great if you want to invest over the £25 per month Tax Exempt Savings Plan limit. Maybe you want to build a more significant cash sum to spend on something special or for the future.
The Healthy Investment Standard Savings Plan commits you to investing the same amount every month. This means that over time the amount invested builds into a sum of money that you will find useful. 
The personal illustration will show you the absolute minimum that you are guaranteed to receive when the plan matures, providing of course you have maintained your contributions.