Junior Savings Plan

Traditional investment

Healthy Investment's Junior Savings Plans are endowment savings plans without the life cover often provided by this type of investment.

 

Tax exempt and taxable versions of the Junior Savings plan are available.

 

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A modest investment

Investments in a Healthy Investment Junior Savings Plan start from just £5 per month. An affordable amount every month that can build into a really useful cash sum. 

Regular saving

The Healthy Investment Junior Savings Plan commits you to investing the same amount every month. This means that over time the amount invested builds into a sum of money that the child will find useful.

 

 

  

Guaranteed return

The personal illustration will show you the absolute minimum the child is guaranteed to receive when the plan matures, providing of course you have maintained your contributions.

 

Regular bonuses are declared every year and added to the value of the policy. Once a regular bonus has been added it can never be taken away.

 

A final terminal bonus may also be added to further increase the amount you receive. The level of bonus can change every year and is not guaranteed.

 

Our Junior Savings Plans do not include life cover. In the event of the child dying during the term of the plan, either the surrender value will be paid out or all the contributions paid to date plus interest will be paid to the child's estate, whichever is the higher amount.

A term to suit

You choose, at the start of the plan, how long you want to save for. It can be anything from 10 years up to 25 years, you decide.

 

You could plan for it to mature to coincide with a special birthday or going to university. Maybe you are planning a special trip or simply want to help your children or grandchildren get a good start in life.		  

A traditional investment for everyone

We know that regular savings plans are really popular with lots of people. Maybe you remember similar savings schemes from childhood and remember enjoying the benefits of the cash sum when the policy matured.

 

 

The money you invest is invested in Healthy Investment's With profits Fund. You can find more about our fund, its performance and asset allocation. More...