Investing for Children

Save for the future of the children you care about  


We all want to give the children that we care about the very best start in life. Maybe you could help them with the cost of a university education or setting up their first home.


Starting out in adult life is expensive and by investing on a regular basis or even occasionally, you can help to build a cash sum that they will find really useful.


Healthy Investment’s range of savings and investment plans can help.


Whether you want to contribute to the cost of a wedding or gap year, or just give them a helping hand, you can make a real difference.

Regular Savings Plans

Our range of regular savings plans, including Friendly Society Tax Exempt Savings Plans, commit you to saving a modest amount on a regular basis.


There is a guaranteed minimum that they will receive when the policy matures, providing of course that you have maintained the contributions. At the start of plan you decide when you want it to mature.


Many of our members find that the discipline of saving a modest amount on a regular basis is one of the best ways of building a cash sum.








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Junior ISA

The Healthy Investment stocks and shares Junior ISA is a great way of investing for children and young people. Whilst Junior ISAs can only be opened by a parent or guardian, or by the child if they are 16 and over, once open anyone can then invest in them for the benefit of the child.


The Healthy Investment Junior ISA is a With-profits investment which means that it grows through the regular bonuses that are added. It includes important capital and bonus guarantees which means that if the investment is withdrawn on key anniversary dates the child is guaranteed to receive all of the investments and bonuses. When the money is paid out to the child, when they are 18 or over, all of the proceeds are tax free.


If your child has a Child Trust Fund it can be transferred to a Healthy Investment Junior ISA.

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Child Trust Funds


Children born in the UK between 1 September 2002 and 3 November 2011 will have a Child Trust Fund. Healthy Investment provides a Stakeholder Child Trust Fund and an Ethical Child Trust Fund. Healthy Investment is one of the only providers to allow you to top up your Child Trust Fund online.


Our Ethical Child Trust Funds avoids investments in companies in alcohol, arms and tobacco industries. Like Junior ISAs, the monies invested in a Child Trust Fund are accessible by the child when they turn 18 when they can withdraw and benefit from your investment in them or leave the funds invested, the choice is theirs.






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