All Share ISA
For Child Trust Fund holders when theyโve turned 18
If you have a Healthy Investment Stakeholder Child Trust Fund it will, on your 18th birthday, automatically convert to an adult Healthy Investment All Share ISA, with all of the same features, benefits and risks as the existing Child Trust Fund.
You donโt have to do anything, it will continue to be invested until you need it for your financial future.
The Healthy Investment All Share ISA is an investment. The value of your investment will increase or fall based on the share price of the UK's top 600 companies. Capital at risk.
A wide range of
stocks and shares
Our All Share ISA invests in many different stocks and shares by tracking the performance of over 600 of the UKโs top companies.
Available when
you need it
You can leave your investment until youโre ready to use it for something important. When you need it you can withdraw it whenever you want.
Keeping track of
your investment
Every week we publish the price of each unit held in your ISA to help you see the current value of your investment.
In addition to the amount that has been automatically transferred from your CTF you can add to your ISA whenever you want โ up to the government maximum of ยฃ20,000.
The All Share ISA should be seen as a medium to long term investment but is very flexible, money can be added or withdrawn at any time.
Important Points
Child Trust Funds (CTFs) are tax-free savings accounts for children born between 1 September 2002 and 2 January 2011. They were introduced in January 2005 to encourage long term saving and to provide financial support to children when they reach 18.
The government made an initial contribution of between ยฃ250 and ยฃ500 (later reduced to ยฃ50) and sent vouchers to parents for these amounts as opening payments for the fund.
Once opened parents and grandparents could make additional payments into the fund up to an annual limit set by government.
Child Trust Funds and All Share and Ethical Unit-linked ISAs are investments, and the value can rise and fall. Capital at risk, which means that you might, if stock markets fall, get less back than invested.
