2023 ANNUAL REVERSIONARY BONUSES

The annual bonuses for our introduced and legacy products have been added to our With-profits products as at 31 December 2023.

They are now “locked in” and cannot be changed and are net of charges; the bonus rates published are what members actually receive.

Bonus rates for tax exempt and standard savings plans are applied to the sum assured and not the invested amount so are not directly comparable with the other rates.