Unlike cash ISAs, the value of stocks and shares ISAs can fall as well as rise. However our Healthy Investment ISA provides 100% capital and growth guarantees on key anniversaries and aims to provide a consistent return on your investment and reduce the impact of short term stock market fluctuations.
If the value of investments has fallen to the extent that we are not able to smooth out these market fluctuations and you do not withdraw your investment on one of the guaranteed capital and growth anniversaries you may get back less than you have invested.
If you are not sure that this ISA is suitable for you then you should consider independent advice. Tax rules can change in the future.
Get your postal pack about our Ethical ISA
The info pack contains all the details on our Ethical ISAs. After reading it you will have a much better understanding of our product and if it’s the right investment choice for you.