The Healthy Investment Junior ISA is an easy way to grow a cash sum that will be really appreciated when your child turns 18.
With an initial investment from as little as a £10, you can invest up to £4,368 in a Junior ISA every year.
You can make regular payments, or even one-off payments - for example when they get birthday or Christmas money.
Our Junior ISA is truly flexible with no minimum term and you can change or pause payments whenever you need to.
Unlike cash Junior ISAs the value of stocks and shares Junior ISAs can fall as well as rise. However our Healthy Investment Junior ISA comes with important capital and bonus guarantees to ensure your children receives back the initial investments plus all the bonuses that have been added to their Junior ISA, providing it is withdrawn on one of the key anniversary dates.
If the Junior ISA is withdrawn on other than one of the guaranteed anniversary dates and if the value of investments has fallen to the extent that we are not able to smooth out these market fluctuations the value may be less than has been invested.
If you are not sure that this Junior ISA is suitable for you then you should consider independent advice. Tax rules can change in the future.
Get your postal pack about our Junior ISA
The information pack contains all the details on our Junior ISAs. After reading it you will have a much better understanding of our product and if it’s the right investment choice for you.