Our Investment Funds


Ethical With-profits Fund

Healthy Investment’s ethical With-profits Fund aims to provide members with steady growth through a low risk, actively managed fund over a medium to long term, whilst smoothing out the fluctuations in investment markets.

It offers investors a way to invest and save for their future in an ethical and cautious With-profits Fund which allows them to invest in a mix of different assets including government and company bonds, UK and global shares, commercial property and cash deposits, which might be difficult to achieve as a direct individual investor.

The Healthy Investment With-profits Fund does not directly invest in companies in alcohol, arms or tobacco industries and gambling and pornography providers.

Financial strength as at 30th September 2017

Total assets under management – £150.5m

Main With-profits Fund – £85.4m

Free asset ratio (as at 31st December 2016) – 3.3%

Investment Bulletin

Principles and Practices of Financial Management

Boards report to policy holders

Stakeholder Child Trust Fund Unit-linked Life Fund

Healthy Investment’s Stakeholder Child Trust Fund Unit-linked Life Fund aims to provide growth by tracking the performance of the UK All-share index.

It meets the government benchmark for a stakeholder fund.

The FTSE All Share index is made up of over the UKs top 600 companies across a wide range of industries.

In order to achieve its objectives in the most cost efficient manner the fund is currently 100% invested in Legal and General’s All Share Tracker Fund.

When the Child Trust Fund was invested with Healthy Investment the initial and any subsequent investments will have purchased a number of units in the fund. Your statement will show how many units you have.

The price of a unit rises and falls with the value of the shares invested in. The unit price as at 05/01/2018 is £1.527.

A guide to how we manage our Unit-linked Funds

Legal & General Fund factsheet

Healthy Investment Ethical CTF Unit-Linked Life Fund

The purpose of the fund is to provide cautious capital growth over the long term. Healthy Investment’s Ethical Child Trust Fund invests in a narrower range of stocks and shares than a stakeholder Child Trust Fund.

The fund also includes other investments like corporate and government bonds, property and bank deposits, which are less risky but may not give as good a return over the term of the investment.

The Ethical Child Trust Fund does not invest your child’s money in companies in the alcohol, arms or tobacco industries and gambling and pornography providers.

When the Child Trust Fund was invested with Healthy Investment the initial and any subsequent investments will have purchased a number of units in the fund. Your statement will show how many units you have.

The price of a unit rises and falls with the value of the shares invested in. The unit price as at 05/01/2018 is £1.589.

A guide to how we manage our Unit-linked Funds

Coventry Assurance Ring Fence Fund

When the assets of Coventry Assurance were transferred to Healthy Investment in 2011 they were put into a ring fenced fund to ensure that the members of Coventry Assurance benefit from the investment growth.

The fund aims to provide members with steady growth through a low risk, actively managed fund over a medium to long term, whilst smoothing out the fluctuations in investment markets.

It offers investors a way to invest and save for their future in an ethical and cautious With-profits Fund which allows them to invest in a mix of different assets including government and company bonds, UK and global shares, commercial property and cash deposits, which might be difficult to achieve as a direct individual investor.

The Coventry Assurance Ring Fenced Fund does not directly invest in companies in alcohol, arms or tobacco industries and gambling and pornography providers.

Financial strength as at 30th September 2017

Total assets under management – £150.5m

Coventry Assurance Ring Fenced Fund – £6.2m

Free asset ratio (as at 31st December 2016) – 3.3%

Principles and Practices of Financial Management of the Coventry Assurance Ring Fenced Fund

Report of Board to RFF With-profits policyholders 2016