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Start investing up to £20,000 every tax year in a stocks and shares ISA. We’re one of the very few providers who offer a With-profits ISA - and we also help you to save for the next generation with our Junior ISAs too.

ISAs are a great way to invest for the future without paying tax on the return you get from your investment. You’ll need to be a UK resident and over 18 to invest in one of our stocks and shares ISAs - but we also have Junior ISAs available for children who don’t have a Child Trust Fund.

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Investment Bond

Our Guaranteed Anniversary Bonus Bond is an affordable way to invest - you only need £500 to start out. It’s a great way to invest in stocks and shares, government and corporate bonds, property, and cash deposits, while smoothing the investment return you receive.

The low minimum investment in the Healthy Investment Guaranteed Anniversary Bonus Bond makes it a real alternative to bank or building society accounts if you are looking for a longer term investment. You can save up to £250,000 if you’re saving in one name, while the maximum investment for bonds in joint names is £500,000.

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Adult Savings Plans

If an ISA isn’t for you, then our ethical savings plans offer a great alternative. Each offers their own tax advantages - we offer a Tax Exempt Savings Plan, a Standard Savings Plan and Tax Exempt Savings Plan (without life cover).

These Tax Exempt Savings Plans are unique to friendly societies and offer a guaranteed minimum cash sum when they mature (as long as all of the contributions have been paid).

Child Saving Plans

Child Savings Plans

If you want to save for your children more regularly, then our range of regular savings plans, including Friendly Society Tax Exempt Savings Plans, commit you to saving a little and often.

You’ll be guaranteed a minimum amount when the policy matures, (as long as you’ve maintained the contributions) and you can decide when you want it to mature too. It’s a great way to build a cash sum.

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Junior ISA

Our stocks and shares Junior ISA is a great way of investing for children and young people. Anyone can invest in them, but they can only be opened by a parent or guardian, or by the child if they are 16 and over.

It’s a With-profits investment - meaning it grows through the regular bonuses that are added. You’ll also get important capital and bonus guarantees meaning that if the investment is withdrawn on key anniversaries the child will receive all of the investments and bonuses.

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Child Trust Fund

We’re proud to provide a Stakeholder Child Trust Fund and an Ethical Child Trust Fund for children born in the UK between 1 September 2002 and 3 January 2011. We’re also one of the only providers who will allow you to top up your Child Trust Fund online.

Investing in our Ethical Child Trust Fund means you won’t put your money into companies in alcohol, arms and tobacco industries or gambling and pornography providers.