Adult - Standard Savings Plans

If you want to save a bit more than £25 a month, then one of our Standard Savings Plans could be for you. You’ll still get a guaranteed minimum return of up to £50,000 and life cover - as a qualifying life policy this means that the return you receive is free of income tax and capital gains tax.

To speak to our team call 0161 762 5790

A tax efficient way to save

With a Healthy Investment Standard Savings Plan, any proceeds you get on maturity are paid to you free of income tax and capital gains tax. It means you can now build a guaranteed cash sum on maturity of up to £50,000 - a great way to minimise your tax liability.

Know exactly what you’re going to get

When you take out your policy we’ll tell you the absolute minimum you’ll get when the plan matures (as long as you’ve kept up all of your contributions of course). This is called your sum assured.

Become a regular saver

We know it’s not always easy to remember to save, but the Healthy Investment Standard Savings Plan commits you to putting away the same amount every month towards your savings goals - a great way to contribute to your fund gradually with regular saving.

regular bonuses
We’ll give you regular bonuses every year and add them to the value of your policy. Remember once a regular bonus has been added it can never be taken away - and also that the level of the bonus isn’t guaranteed and can change every year. You may also receive a final terminal bonus when the policy matures.
life cover
Life cover means your dependents will get the guaranteed sum assured on your death, plus any bonuses that have been added, if you die during the term of the plan and all contributions are paid up to date. If you’re paying in more than £25 a month we may ask you to answer a few quick medical questions.
choose how long you want to save

Choose how long you want to save for – maybe arrange it so that your plan matures on a date that coincides with something special in your life - a big birthday or a special anniversary, or you can invest for a fixed term from 15 years to 25 years depending on your savings goals.

love our standard savings plan

Remember the old savings scheme you had as a kid - and the feeling you had when you enjoyed the cash sum you received when the policy matured? Our Standard Savings Plan is the same kind of endowment saving plan you know and love.

Excellent service stayed in contact to help complete… Read more “Excellent service stayed in contact”

Five stars deserved for the lady aisling (Irish accent) she was extremely efficient and easy to deal with, polite and so very helpful with any questions we had with regards to the withdrawal. One star for the other lady’s that answered the phone as they clearly sounded half asleep and couldn’t be bothered to help at… Read more “Five stars deserved for the”

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Important Points

Any UK resident can invest in a Healthy Investment Standard Savings Plan providing the plan matures before they are 65.

You might consider this plan if you already have a savings account with a bank or building society and you are now looking to put some money into an investment which includes life cover, has some risk but potentially higher returns and the proceeds of which are paid tax free.

You might consider this plan if you have already used your friendly society Tax Exempt Savings Plan limit of £25 per month and you want to invest more in to a similar policy.

Save from as little as £10 per month or a maximum of £275 per month (If you are already using your £25 per month Tax Exempt Allowance).

You can have your Standard Savings Plan mature on a specific date, or simply select a term between 15-25 years, providing it matures before your 65th birthday.

Depending on the term you choose you should see this as a medium or long term investment.

Important Documents


"It’s really important to me that Healthy Investment is an ethical provider."
Louise from Weymouth

"When I invested with Healthy Investment the service I received was excellent."
Marian from Derry

If there's anything
you don't understand,
we're here to help.
Call Jerrol on 0161 762 5790

Alternatively you can
send us a message
using our contact form.

Apply Online

Opening a Healthy Investment Standard Savings Plan is really easy.

If you have any questions now or whilst you are applying just give us a ring or send us a message and we will help you.

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