Adult - Standard Savings Plans


If you want to save a bit more than £25 a month, then one of our Standard Savings Plans could be for you. You’ll still get a guaranteed minimum return of up to £50,000 and life cover - as a qualifying life policy this means that the return you receive is free of income tax and capital gains tax.

A tax efficient way to save


With a Healthy Investment Standard Savings Plan, any proceeds you get on maturity are paid to you free of income tax and capital gains tax. It means you can now build a guaranteed cash sum on maturity of up to £50,000 - a great way to minimise your tax liability.

Know exactly what you’re going to get


When you take out your policy we’ll tell you the absolute minimum you’ll get when the plan matures (as long as you’ve kept up all of your contributions of course). This is called your sum assured.

Become a regular saver


We know it’s not always easy to remember to save, but the Healthy Investment Standard Savings Plan commits you to putting away the same amount every month - a great way to build your fund gradually.
regular bonuses
We’ll give you regular bonuses every year and add them to the value of your policy. Remember once a regular bonus has been added it can never be taken away - and also that the level of the bonus isn’t guaranteed and can change every year. You may also receive a final terminal bonus when the policy matures.
life cover
Life cover means your dependents will get the guaranteed sum assured on your death, plus any bonuses that have been added, if you die during the term of the plan and all contributions are paid up to date. If you’re paying in more than £25 a month we may ask you to answer a few quick medical questions.
choose how long you want to save
Choose how long you want to save – maybe arrange it so that your plan matures on a date that coincides with something special in your life - a big birthday or a special anniversary.
love our standard savings plan

Remember the old savings scheme you had as a kid - and the feeling you had when you enjoyed the cash sum you received when the policy matured? Our Standard Savings Plan is the same kind of endowment saving plan you know and love.


Important Points


Any UK resident can invest in a Healthy Investment Standard Savings Plan providing the plan matures before they are 65.

You might consider this plan if you already have savings in a bank or building society and you are now looking to put some money into an investment which includes life cover, has some risk but potentially higher returns and the proceeds of which are paid tax free.

You might consider this plan if you have already used your friendly society Tax Exempt Savings Plan limit of £25 per month and you want to invest more in to a similar policy.

Save from as little as £10 per month or a maximum of £275 per month (If you are already using your £25 per month Tax Exempt Allowance).

You can have your Standard Savings Plan mature on a specific date, or simply select a term between 15-25 years, providing it matures before your 65th birthday.

Depending on the term you choose you should see this as a medium or long term investment.

Important Documents


Testimonials

"It’s really important to me that Healthy Investment is an ethical provider."
Louise from Weymouth

"When I invested with Healthy Investment the service I received was excellent."
Marian from Derry

 

Tax Exempt Savings Plan - Without Life Cover

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Tax Exempt Savings Plan

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If there's anything
you don't understand,
we're here to help.
Call Jerrol on 0161 762 5790


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send us a message
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Opening a Healthy Investment Standard Savings Plan is really easy.

If you have any questions now or whilst you are applying just give us a ring or send us a message and we will help you.

  

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