Adult - Tax Exempt Savings Plans


Unique to friendly societies like ours, the Healthy Investment Tax Exempt Savings Plan allows you to take advantage of an extra government tax break by saving on a regular basis - helping you to build a really useful cash sum for you or your children.

Get into the saving habit


With our Healthy Investment Tax Exempt Savings Plan you’re committed to paying in the same amount every month - which means that you can build your savings gradually over time. You can invest anything from £10 up to a maximum of £25 a month - if you want to invest more, then our Standard Savings Plan might be for you.

A guaranteed return


When you take out your policy we’ll tell you the absolute minimum you’ll get when the plan matures (as long as you’ve kept up all of your contributions of course). This is called your sum assured. We also give regular bonuses every year and add them to the value of your policy. These can never be taken away - and you may also get a final bonus at the end of your term. The level of bonus added each year is not guaranteed and can change.

A tax exempt pay out


Only friendly societies are able to offer these kinds of plans thanks to a unique government tax break. When the policy matures none of the money you receive will be taxed, and the fund that the money is invested in is also free of UK income and capital gains tax.
Adult Saving Plan with life cover

This plan includes life cover, meaning that if you die before the plan ends your estate will receive the guaranteed sum assured plus bonuses (if all contributions are up to date). You won’t have to answer any medical questions.

Savings Plan 15-25 years

Choose how long you want to save for - anything from 15 years to 25 years. It’s the perfect way to plan for a big event that’s coming up in the future. Whether it’s the holiday of a lifetime or an anniversary surprise, you can start saving now.

Monthly savings

Put a modest amount away, every month for the future. You’ll be growing your funds gradually, safe in the knowledge that you won’t be paying tax on the money you make.

Low risk
A traditional way of saving - just like the saving schemes you remember as a child! Your money is invested in Healthy Investment's Ethical With-profits Fund, which is a mix of different assets which are actively managed to maximise the potential for growth whilst managing risk.

Important Points


Any UK resident can invest in a Healthy Investment Tax Exempt Savings Plan providing the plan matures before they are 65.

You might consider this plan if you already have savings in a bank or building society and you are now looking to put some money into an investment which includes life cover, has some risk but potentially higher returns and the proceeds of which are paid tax free.

Save from as little as £10 per month or a maximum of £25 per month (or £270 per year).

You can have your Tax Exempt Savings Plan mature on a specific date, or simply select a term between 15-25 years, providing it matures before your 65th birthday.

Depending on the term you choose you should see this as a medium or long term investment.

Important Documents


Testimonials

"It was very important to me, when deciding where to invest, that Healthy Investment are a mutual friendly society."
David from Ayr

"When I invested with Healthy Investment the service I received was excellent."
Marian from Derry

 

Standard Savings Plan

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Tax Exempt Savings Plan - Without Life Cover

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If there's anything
you don't understand,
we're here to help.
Call Jerrol on 0161 762 5790


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send us a message
using our contact form.

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Opening a Healthy Investment Tax Exempt Savings Plan is really easy.

If you have any questions now or whilst you are applying just give us a ring or send us a message and we will help you.

  

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