Child Trust Fund


Every child born in the UK between 1 September 2002 and 3 January 2011 was issued with a Child Trust Fund voucher. We’re owned and run by our members, so only the child will benefit from any money you invest. We offer two kinds of funds.


Stakeholder



Our stakeholder Child Trust Fund meets all the government’s criteria for this kind of fund. It invests in a wide range of stocks and shares to minimise the risk of one share or industry underperforming.

Because it’s a stakeholder Child Trust Fund it doesn’t necessarily mean that the investment is suitable for your child or that performance is guaranteed, but it does mean the charges are capped and that there are a variety of different ways you can make additional contributions. 




Ethical



With this fund, we make sure that none of your child’s money is directly invested in the alcohol, arms and tobacco industries and gambling and pornography providers. You wouldn't buy them for a child so why invest their money in companies that produce them. 

It’s not a stakeholder fund but invests in a mix of stocks and shares, government and corporate bonds and bank deposits. Again, investment performance isn’t guaranteed.