Investing for your Child


Why you should invest for your children

All parents want to do all they can to help make their future as comfortable of possible. We offer a range of ethical savings and investments products for children that will help you to do just that - from our Junior ISA, our Child Trust Fund, our Child Savings Plans and our Investment Bond.



Junior ISA


Our stocks and shares Junior ISA is a great way of investing for children and young people. Anyone can put money into them, but they can only be opened by a parent or guardian, or by the child if they are 16 and over.

It’s a With-profits investment - meaning it grows through the regular bonuses that are added. They’ll also get important capital and bonus guarantees, meaning that if the investment is withdrawn on key anniversaries the child is guaranteed to receive all of the investments and bonuses.





Child Trust Funds


We’re proud to provide a Stakeholder Child Trust Fund and an Ethical Child Trust Fund for children born in the UK between 1 September 2002 and 3 January 2011. We’re also one of the only providers who will allow you to top up your Child Trust Fund online.

Investing in our Ethical Child Trust Fund means you won’t put your money into companies in alcohol, arms and tobacco industries and gambling and pornography providers.





Child Savings Plans


If you want to save for your children more regularly, then our range of regular savings plans, including Friendly Society Tax Exempt Savings Plans, commit you to saving a little and often.

They’ll be guaranteed a minimum amount when the policy matures, (as long as you’ve maintained the contributions) and you can decide when you want it to mature too. It’s a great way to build a cash sum.





Investment Bond


Our Guaranteed Anniversary Bonus Bond is an easy and affordable way to start investing. Get started with just £500 - there are no age restrictions so it’s the perfect way to invest for kids - and the investment can be made by anyone (a parent, grandparent or family friend).

If you’re investing in a Guaranteed Anniversary Bonus Bond for a child, we’ll need to have the signature of the child's parent or guardian on the application form.