Transfer your Child Trust Fund to a Junior ISA
The Healthy Investment Junior ISA invests in the Healthy Investment With-profits Fund, which means that whilst the risk of the Junior ISA being affected by sudden falls in share prices is less than some Junior ISAs, the value of the Junior ISA can fall as well as rise. However our Healthy Investment Junior ISA comes with important capital and growth guarantees to ensure your children receive back the initial investment plus all the bonuses that have been added to their Junior ISA, providing it is withdrawn on one of the key anniversary dates.
If the Junior ISA is withdrawn on any date other than the guaranteed anniversary dates and if the value of investments has fallen to the extent that we are not able to smooth out these market fluctuations then the value may be less than your initial investment.
If you are not sure that this Junior ISA is suitable for you then you should consider independent advice. Tax and Junior ISA rules can change in the future.
Get your postal pack about our Junior ISA
The info pack contains all the details on our Junior ISAs. After reading it you will have a much better understanding of our product and if it’s the right investment choice for you.