Ethical investments help to shape the world we live in
Ethical - we never invest money in industries that harm others
Sustainable - we invest money in industries that improve the world we live in
Responsible - we aim to deliver good financial returns and make a difference to society
Sustainable - we invest money in industries that improve the world we live in
Responsible - we aim to deliver good financial returns and make a difference to society
Open an Ethical ISA
Ethical Investment
The Healthy Investment Ethical Stocks and Shares ISA is invested in our Ethical With-profits Fund which has a diversified mix of assets including stocks and shares, government and corporate bonds, commercial property and cash deposits. A truly ethical investment, the investment will not go to companies in the alcohol, tobacco, arms and gambling industries or those that make products or ingredients that have been tested on animals.Investment Objectives
Our Ethical ISA has the potential to out-perform Cash ISA returns over the longer term. Our aim is to provide a consistent return by smoothing out the short term ups and downs usually associated with stocks and shares ISAs. The value of the investment grows by the addition of annual bonuses.Capital and Growth Guarantees
The Healthy Investment Ethical Stocks and Shares ISA comes with life cover to ensure that investors receive back their investment (less withdrawals made) plus all the bonuses that have been added to the ISA on death.A Mutual Society
Healthy Investment is an independent mutual friendly society. There are no shareholders to satisfy or benefit from investment. Everything we do is for the benefit of our members who all share in our success through personal service and attractive investment performance.Got more than one ISA?
Is it easier to have ISA investments in one place? Investors can move as many ISAs as they want into our Ethical ISA with our secure transfer service with no loss of their annual ISA allowance (£20,000 this tax year).Safe and Secure
For added peace of mind and re-assurance 100% of the investment with Healthy Investment is covered by the Financial Services Compensation Scheme unlike cash deposits with banks and building societies where it is currently limited to £85,000 per individual.Important Information
Unlike cash ISAs, where the risks, benefits and features are different, the value of stocks and shares ISAs can fall as well as rise and past performance is not a guide to future performance. However our Healthy Investment ISA aims to provide a consistent return on investment and reduce the impact of short term stock market fluctuations.
If the value of investments has fallen to the extent that we are not able to smooth out these market fluctuations the investor may get back less than invested.
When an annual bonus has been added to the ISA the rate of bonus is guaranteed, however interim bonus rates can change during the year.
Tax rules can change in the future.
