Would you like to become an Introducer?


The world of financial services is always changing, and the FSA’s Review of Retail Distribution of financial services (RDR) transformed the way that consumers access savings and investment products.

The big idea was to drive up standards of financial advice and eliminate any bias to a particular provider, by banning the payment of commission on new products taken out by consumers as part of the advice process.

Clearly, improving standards and professionalism is only a good thing – but requiring a consumer to pay a fee for any financial advice led to many people not being willing (or able) to get the financial advice they needed, especially on regular savings plans with modest premiums.

We’re really keen for as many people as possible to know about Healthy Investment’s savings and investment products – because we know that they can make a real difference to people’s lives.

So, if you’re a recently retired IFA, an IFA with clients who are unwilling or unable to pay for advice, or simply someone looking to help raise awareness of the products available from Healthy Investment in return for commission (which is still allowed on sales where no advice has been given) then why not consider becoming an Introducer for Healthy Investment?


We’ve made it really easy to become an Introducer for Healthy Investment. There’s a simple legal agreement which sets out the responsibilities of both sides - Healthy Investment and you - and includes details of the commission we’ll pay you when introductions are converted into new business by Healthy Investment.


We support all of our Introducers with a short training session, that gives an overview of our products and the Society and ensures that you understand how introductions can be made without giving advice or arranging the policy with the client.


After you’ve registered and been approved as an Introducer we’ll stay in regular touch. We’ll also let you know how your introductions are progressing and when they open a policy with us.


Introducer Products


Guaranteed Anniversary Bonus Bond


The Healthy Investment Guaranteed Anniversary Bonus Bond is a single premium investment. With a minimum investment of £500 the bond can be held in single or joint names for both adults and children.

You can find out more about Healthy Investment’s Guaranteed Anniversary Bonus Bond from our website here.

With-profits stocks and shares ISA


Healthy Investment’s With-profits stocks and shares ISA allows for both single and regular premium contributions. It also includes important capital and bonus guarantees and is a useful way of minimising the amount of tax paid.

You can find out more about Healthy Investment’s stocks and shares With-profits ISA from our website here.

With-profits stocks and shares Junior ISA


Healthy Investment also offer a With-profits stocks and shares Junior ISA. Only a parent or guardian of a child under 16 can open a Junior ISA, but once it’s open anyone can make more investments. Once they’re over 16 they can even open their own Junior ISA.

You can find out more about the Healthy Investment With-profits stocks and shares Junior ISA from our website here.

Adult Savings Plans


We offer a range of savings plans for adults including a Tax Exempt Savings Plan with or without cover, as well as a Standard Savings Plan.

Only friendly societies are able to offer Friendly Society Tax Exempt Savings Plans.

You can find out more about our adult savings plans from our website here.

Child Savings Plans


We offer a range of savings plans for children including a Tax Exempt Savings Plan with or without cover, as well as a Standard Savings Plan.

Only friendly societies are able to offer Friendly Society Tax Exempt Savings Plans.

You can find out more about our child savings plans from our website here.

Child Trust Funds


We’re proud to provide a Stakeholder Child Trust Fund and an Ethical Child Trust Fund for children born in the UK between 1 September 2002 and 3 November 2011. We’re also one of the only providers who will allow you to top up your Child Trust Fund online.

You can find out more about our Child Trust Funds from our website here.


Further Information


What is an Introducer?


An Introducer is basically an individual who introduces people to the
Society.

They are not a financial adviser or a salesman, but someone who
distributes our literature and passes names and contact details to us so
that we can send them further information. FCA rules and the agreement we enter into with you, carefully restrict the activities you undertake to ensure that you are fully compliant.

How much can I earn by being an Introducer?


How much you earn is entirely up to you, it depends on the number of
introductions you make and the amount of time you commit to generating leads.Healthy Investment pays a commission for all leads that it converts into a
new policy.

For further information on the commission rates we pay, contact our office.

How do I become an Introducer?


Becoming an Introducer for Healthy Investment is easy. There is a simple
legal agreement which sets out the responsibilities of Healthy Investment
and you and includes details of the commission we pay when introductions are converted into new business by Healthy Investment.

If you wish to become an Introducer for Healthy Investment, please contact our office.